Run meetings, track savings, disburse and repay loans, manage fines and welfare funds—everything your group needs in one place.
Everything your savings group needs—organized by cycle and fully auditable.
Capture group location, leadership, and detailed member info with roles.
Versioned constitutions, members and transactions per cycle.
Schedule meetings, lock sessions, record minutes and attendance.
Fixed or variable savings with summaries and goal tracking.
Apply, approve, disburse and repay with interest and guarantors.
Track contributions and emergency disbursements with approvals.
Custom fine types (late, absent, missed savings) auto‑applied during meetings.
Cycle-based P&L, member statements, welfare balance and exports.
No cross-account borrowing. Social fund needs approvals. Fines can be consolidated or kept separate by constitution.
Savings, loan interest and repayments. Used for loan disbursement and end-of-cycle payout.
Fixed contributions per meeting. Emergency disbursements with purpose logged.
Penalties and admin fees. Can be rolled into Main at cycle end, or kept separate.
Export to PDF/Excel and close each cycle with confidence.